Plan Valuation and Allocations

Reconciliation of Plan Assets to Payroll
Financial Statements on Accrual Basis
Eligibility Calculations
Cash and Share Accounting
Participant Updates and Allocations
Loan Administration
Qualified Domestic Relations Order (QDRO) Processing
Vesting Calculations
Allocation Summary Reports
Distribution Packages
Individual Participant Statements
Plan Conversions

Compliance Testing

Contribution Deductibility
Top-Heavy Testing
Coverage Testing
Average Benefits Testing
General Nondiscrimination Testing
Compensation Ratio Testing
401(k) Nondiscrimination Testing
Annual Additions Limitations Testing

Calculations and Projections

Employer Contribution Analysis
Retirement Benefits Projections
Required Minimum Distribution Calculations
Projected Entry Date Reporting

All services provided by Heartland Consulting Group can be retained on a recurring or single occasion basis for companies with special needs. Please contact us for details regarding institutional outsourcing or with any questions regarding our other services.